(209) 826-9500 Los Banos, CA


Apr 12, 2020
Ernie and his staff always provide excellent customer service and go above and beyond to get our needs addressed even after hours. Prices are the best I have received and will be a long time customer of their for years to come.
- Rudy F. ( https://goo.gl/maps/b2WFzS8hFwH2)

Feb 7, 2018
I have been using EFR Insurance since 2009 and have known one thing of the employees at this agency: they are there for me when I have needed their services. The service is superb and the prices fit my budget. I will not go anywhere else.

- R. Santiago (https://goo.gl/maps/9h2YhuDx6C52

Dec 25, 2017
I was new to the area and found EFR Insurance Agency through Google. I chose to get a quote for my homeowners and auto insurance. I must say that I am extremely satisfied with the service I received. Luis and Yasmine were most patient and understanding even though I had a ton of questions. Ernie is by far the the best insurance broker I've ever worked with. Since he offers the option to shop several insurance companies at one time, I knew my policy would be tailored to my needs. Ernie took the time to explain everything to me, in terms I could understand. I appreciated the great smiles and the fact that all the staff made me feel like family. I value the great customer service I get every time so I would highly recommend them without reservations.

- Adrianna B. ( https://goo.gl/maps/QAKDtwrj9212)

Aug 27, 2016
Love the service I receive from EFR Insurance agency and staff. Great rates and nothing but great service from them and I'm glad that EFR Insurance agency handles on all my insurance needs. I would recommend you give them a call!

- Diana R. (https://goo.gl/maps/15EbzWZKr7H2)

Aug 6, 2016
I was referred by a family member who told me about EFR Insurance agency. I was paying way to much for low coverages and was never aware of what I was covered for as it was never fully explained by my previous agent. When I contacted EFR Insurance I was given an option to come in for an appointment. When I met with Ernie. He let me explain what I was looking for and then he asked me a series of questions to better determine what my actual needs of coverage are. He explained everything so well that after I got my home and auto insurance policies with EFR Insurance . I left with great confidence that my home and auto were covered correctly. Thank you for explaining everything Ernie and look forward to spreading the good word about your company and staff.

- Luis F. (https://goo.gl/maps/QMp9xDREVaT2)