What Is The Collison Damage Waiver? (CDW)
When you are determining whether to purchase a damage waiver, there are two key considerations; (1) whether you are already covered by existing insurance and, if not, (2) if the benefit of having a damage waiver is worth the cost. The CDW is sold by the rental company and only applies to rented vehicles. This limits the rental company from attempting to collect (from you) for any damage to the rented vehicle.
We recommend that you call our office to verify that you have the correct coverage before you rent a vehicle.
What Kind Of Insurance Is Offered?
- Damage Waiver: Covers you in case of damage to the truck. If you do not purchase this coverage, you are responsible for all damage to the vehicle.
- Liability Coverage: Covers you in case you hit a third party. Your auto policy may cover this, but each company is different.
- Cargo Coverage: Your personal auto policy will NOT cover any cargo that you are carrying. If you are moving valuables, you may consider this coverage, depending on the value of the cargo. If you’re moving a mattress or other item that will likely not be damaged, it would probably be wise to save your money. If you have renters or homeowner’s insurance, there may be limited coverage.
- Personal Injury Protection: This is a no-fault insurance and can be used anytime you’re involved in a motor vehicle collision, regardless of the motor vehicle in which you’re traveling.
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