(209) 826-9500 Los Banos, CA

Welcome to EFR Insurance Agency

Los Banos, Merced County, CA

Google Reviews

Photo of AdriAnna B.

AdriAnna B.

I was new to the area and found EFR Insurance Agency through Google. I chose to get a quote for my homeowners and auto insurance. I must say that I am extremely satisfied with the service I received. Luis and Yasmine were most patient and understanding even though I had a ton of questions. Ernie is by far the the best insurance broker I've ever worked with. Since he offers the option to shop several insurance companies at one time, I knew my policy would be tailored to my needs. Ernie took the time to explain everything to me, in terms I could understand. I appreciated the great smiles and the fact that all the staff made me feel like family. I value the great customer service I get every time so I would highly recommend them without reservations.
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R Santiago

I have been using EFR Insurance since 2009 and have known one thing of the employs at this agency: they are there for me when I have needed their services. The service is superb and the prices fit my budget. I will not go anywhere else.
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I was referred by a family member who told me about EFR Insurance agency. I was paying way to much for low coverages and was never aware of what I was covered for as it was nevered full explained by my previous agent. When I contacted EFR Insurance I was given an option to come in for an appointment. When I met with Ernie. He let me explain what I was looking for and then he asked me a series of questions to better determine what my actual needs of coverage are. He explained everything so well that after I got my home and auto insurance policies with EFR Insurance . I left with great confindance that my home and auto were covered correctly. Thank you for explaining everything Ernie and look forward to spreading the good word about your company and staff.
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Brochas Camacho

EFR is a No-bull agency. They are fair and loyal and they keep and honor the quotes that they provide. I'm happy to be part of the EFR Insurance family . Look forward to continue my insurance needs with them to years to come.
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Connie Hernandez

They always help me get the best insurance policy at the best price!

The EFR Insurance Agency offers a wide variety of insurance products, including car, home, life, and business insurance. We are committed to providing clients with the highest quality insurance plans available combined with some of the lowest possible rates. Whether you are shopping for auto insurance, home insurance, life or business insurance, we can help you obtain the best coverage available with the lowest rate possible. 

All of us at EFR Insurance Agency truly value the long term relationship with our clients, and are proud to give families, individuals and businesses the personal attention required when it matters most. When claims arise, we realize that it can be very stressful and will do everything possible to assure timely and complete recovery.
American Modern
American Reliable
Commerce West
Commonwealth Underwriters
Dairyland Auto Cycle
King Insurance
National General
Personal Umbrella
Safeway Insurance
State Auto
Titan Insurance

Why choose us?

Competitive Pricing

We work hard to find the best rate through all the carriers we represent.

Local Agent

Having a local agent can help you choose the best providers in your area.

Multiple Carriers

Representing many carriers means you never have to leave us!