(209) 826-9500 Los Banos, CA

Google Reviews

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AdriAnna B.

I was new to the area and found EFR Insurance Agency through Google. I chose to get a quote for my homeowners and auto insurance. I must say that I am extremely satisfied with the service I received. Luis and Yasmine were most patient and understanding even though I had a ton of questions. Ernie is by far the the best insurance broker I've ever worked with. Since he offers the option to shop several insurance companies at one time, I knew my policy would be tailored to my needs. Ernie took the time to explain everything to me, in terms I could understand. I appreciated the great smiles and the fact that all the staff made me feel like family. I value the great customer service I get every time so I would highly recommend them without reservations.
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I was referred by a family member who told me about EFR Insurance agency. I was paying way to much for low coverages and was never aware of what I was covered for as it was nevered full explained by my previous agent. When I contacted EFR Insurance I was given an option to come in for an appointment. When I met with Ernie. He let me explain what I was looking for and then he asked me a series of questions to better determine what my actual needs of coverage are. He explained everything so well that after I got my home and auto insurance policies with EFR Insurance . I left with great confindance that my home and auto were covered correctly. Thank you for explaining everything Ernie and look forward to spreading the good word about your company and staff.
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R Santiago

I have been using EFR Insurance since 2009 and have known one thing of the employs at this agency: they are there for me when I have needed their services. The service is superb and the prices fit my budget. I will not go anywhere else.

Welcome to EFR Insurance Agency

Happy Family

We are an Independent Insurance Agency, which means we have made available some of the best companies for your online quick quotes.

We service the Los Banos, Merced County, CA areas, and throughout the state of CA. At EFR Insurance Agency each one of our clients are given a dedicated team of professionals that work together to proficiently address all your concerns.

We offer all types of Personal Insurance coverages to our clients in CA, including AutoHomeMotorcycleBoat & WatercraftFlood InsuranceLife, and Health Insurance.

Give one of our agents a call to save money on your business insurance. Some of our Commercial insurance coverages include Business Owners Packages (BOP), General Liability, Commercial Auto, Commercial Real Estate Insurance, and Contractors Insurance

Let us help you cut your insurance cost! Just give us a quick call today at 209-826-9500 or submit one of our quick online quote forms - with the help of our dedicated business partners; we conveniently offer an entire solution for all your personal and business insurance needs.

American Modern
American Reliable
Commerce West
Commonwealth Underwriters
King Insurance
National General
Personal Umbrella
Safeway Insurance
State Auto
Titan Insurance

Why choose us?

Competitive Pricing

We work hard to find the best rate through all the carriers we represent.

Local Agent

Having a local agent can help you choose the best providers in your area.

Multiple Carriers

Representing many carriers means you never have to leave us!